Wednesday, January 4, 2012 @ 11:01 AM
posted by admin

Seven California state agencies and local district attorneys are joining forces to battle the underground economy in which businesses avoid buying workers compensation insurance and paying payroll taxes.

The new Labor Enforcement Task Force is the collaborative effort of the Dept. of Industrial Relations, Employment Development Dept., Contractor’s State License Board, State Board of Equalization and Bureau of Automotive repair, Dept. of Insurance, California Attorney General and district attorneys at the county level, the Dept. of Industrial Relations said.

Alan Smith, owner of Alan Smith Pool Plastering in Orange, has been pushing for such an effort since 2010.

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Monday, January 2, 2012 @ 04:01 PM
posted by admin

Hot Java owners arrested for insurance fraud


Natalie Everett | Posted: Tuesday, January 12, 2010 12:00 am Updated: 7:44 am, Wed Dec 28, 2011.

Hot Java To Go coffeehouse owners William and Paula Quenneville were arrested Monday for not having workers’ compensation insurance, according to the California Department of Insurance.

The husband and wife were each booked into the Santa Clara County Sheriff’s Office on $20,000 bail, according to a statement.

“Employers must provide their employees with insurance to cover injuries that occur on the job,” California Insurance Commissioner Steve Poizner said in the statement. “If we find that you have purposefully failed to do so, you will be arrested and prosecuted to the fullest extent of the law.”

A California Department of Insurance investigation alleges that William “Bill” Quenneville, 56, and Paula Quenneville, 54, operated the Hot Java To Go coffeehouse at Monterey Road and East Second Street without maintaining a workers’ compensation insurance policy. A compliance check was conducted by department detectives to verify the number of employees.

All California employers must provide workers’ compensation benefits to their employees under California law.

The Santa Clara District Attorney’s Office assisted in the investi



Click Here for a Workers Comp Quote

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Small Business – California Small Business Expected To Offer Health Insurance

New poll shows tax credits, insurance exchanges in year-old Affordable Care Act attractive to California employers not currently offering health benefits, however most small firms don’t know the provisions exist

More workers employed by California small businesses would have health insurance if their employers knew about key provisions in the national healthcare law, according to a new poll by Pacific Community Ventures.

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Friday, February 11, 2011 @ 01:02 AM
posted by admin

By Jeff Haden | February 9, 2011

What can Howard Stern teach you about building a business?  A lot more than you think.  While estimates vary, he is arguably responsible for $120 million per year in revenue over his salary (and show costs).  And since he re-signed his contract in late 2010, Sirius stock is up approximately 35% — that’s $1.8 billion in terms of market cap.

Scatological humor aside, think about his accomplishments:

  • A top broadcaster for nearly thirty years, in ratings terms “Howard Stern” and “Number 1″ are forever linked
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Sunday, February 6, 2011 @ 05:02 PM
posted by admin

The president’s budget will include continued tax breaks and $2 billion to be invested directly in small businesses. They also will get funding and support from a private-public initiative led by AOL co-founder Steve Case.

By Sharon Bernstein, Los Angeles Times

February 1, 2011


Small businesses will get some continued tax breaks under the proposed budget that President Obama is planning to submit this month, the White House said. Also unveiled was a private-public initiative, led by AOL co-founder Steve Case, to help find funding for and otherwise support small business.

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Saturday, February 5, 2011 @ 02:02 PM
posted by admin

Click Here to Get a Commercial Auto Quote

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Wednesday, January 12, 2011 @ 01:01 PM
posted by admin

Join the Small Business Administration and Agility Recovery for an educational webinar on the reality of risks, disaster recovery and business continuity.

Topics will include:

• Risk Assessment Basics

• Recognizing the Most Prevalent Risks & Threats

• Identifying Critical Business Functions

• Ensuring Supply Chain and Employee Preparedness

This is the first webinar in a series of monthly events co-sponsored by Agility Recovery and the Small Business Administration. Agility and the SBA have teamed up to help America’s businesses prepare and recovery from disaster. For more information visit .

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Monday, January 10, 2011 @ 09:01 PM
posted by admin
Although this article talks about sharing an office to save money, many businesses are moving back to being “home based”.  It is critical to remember that even though you don’t have a landlord requiring you to have liability insurance it is still important to have it.   Home based business insurance is generally less expensive as well so you can look to save money there also!

To save cash, business owners opt to share offices

San Diego County landlords offer ‘coworking’ options


MONDAY, JANUARY 10, 2011 AT 3 P.M.

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Friday, December 10, 2010 @ 01:12 PM
posted by admin

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Tuesday, November 9, 2010 @ 01:11 AM
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Business Package Policy

  • Comprehensive Liability
  • Medical payments
  • Fire legal liability
  • Business Property
  • Computer Virus
  • Exterior signs
  • Money and securities
  • Employee dishonesty
  • Heating/Air conditioning
  • Hired auto nLoss of income
  • Non-owned auto nWater damage

These coverages either come automatically in the policy or as endorsements. Also, many coverage’s that come standard can be increased.

Make sure you ask your agent to go through each coverage with you and adjust based on your needs.

***There are other coverage’s not listed on this page that are included or available through this policy.

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